What happens when monetary institutions, like banks, are in charge of the money supply?

Politics

Question
What happens when monetary institutions, like banks, are in charge of the money supply?
Answer

Monetary institutions, like banks, control the amount of money in circulation by creating new money through lending and removing money from circulation through collecting loan payments.

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When monetary institutions, like banks, are in charge of the money supply, they control the amount of money in circulation by creating new money through lending...
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